Baccarat is played with a single standard deck of cards. Two hands of cards are dealt, one for the Player and one for the Banker. Each hand will contain either two or three cards. If the first two cards dealt to the Player or the Banker are equal to five (5) or less, then the respective hand will be dealt a third card.

The amount to be wagered on each game of Baccarat is displayed in the ‘Amount Bet’ or ‘Bet’ box. This amount may be adjusted by clicking on the 'Increase' or 'Decrease' buttons. These buttons will increment or decrement the amount wagered.

Once the size of the wager has been determined you must decide which of three possible bets you wish to make before the cards are dealt. You can decide to bet on the Banker’s hand winning, the Player’s hand winning or the possibility of a Tie. Clicking on the appropriately labeled buttons to place these bets. Once the bet has been placed the two hands will be dealt.

The winning hand will be the one whose value is closest to nine (9). The value of a hand is calculated by adding up the value of the cards. Aces have a value of 1. Face (picture) cards and tens (10s) have no value and do not contribute to the value of the hand. All other card values are treated as they appear i.e. 2=2, 3=3, 4=4 and so on.

If the value of a Baccarat hand exceeds 9 then the value of the hand is taken as the "unit" portion of the total. Thus, if a hand consists of an 8 of clubs and a 7 of diamonds the total for the hand would be 15. You would ignore the "tens" portion of that total, giving you a value of 5. Similarly if the total of the cards were 20 you would ignore the 2 (tens portion) giving you a hand value of 0.

Once the winning hand is determined the game is over. If the hand you bet on won you will be paid out according to the rules in the Payout Schedule section.